Services

Five practices. One outcome: a business that regulators back.

Every engagement blends AI-driven RegTech with senior practitioners who have sat on both sides of the table. No juniors learning on your application. No templates dressed up as strategy.

Practice 01

Licence Applications & Authorisations

The application is a story the regulator has to believe: who you are, what you'll do, and why you can be trusted to do it. We write that story with you, and defend it through every round of questions.

  • Authorisation strategy: the right licence, the right jurisdiction, the right sequence
  • EMI, PI, investment firm, crypto-asset (MiCA/VARA) and banking applications
  • Regulatory business plans, financial projections and wind-down plans
  • Fit-and-proper preparation for boards and senior managers (SMF/PCF/Authorised Individuals)
  • Regulator meeting preparation and direct engagement throughout the process
  • Variations of permission, passporting and cross-border extensions
Practice 02

Compliance & RegTech

Compliance that scales with you, not against you. We design frameworks around your actual business model, then wire in AI-driven tooling so the framework runs itself instead of running your team into the ground.

  • Compliance frameworks, policies and governance built for day-one authorisation and year-five scale
  • AI-assisted horizon scanning and regulatory change management
  • Financial crime frameworks: AML/CTF, sanctions, transaction monitoring design
  • RegTech selection, implementation and integration
  • Regulatory reporting automation and data governance
  • Outsourced and interim compliance leadership (MLRO, Head of Compliance)
Practice 03

Go-to-Market & Setup

A licence without an operating business is an expensive certificate. We handle the unglamorous work that turns authorisation into revenue: entities, people, banking, partners, and a launch plan regulators won't flinch at.

  • Market entry strategy and jurisdiction selection across UK, EU and UAE
  • Entity structuring, incorporation and substance planning
  • Operating model and target organisation design
  • Key-person search and onboarding for regulated roles
  • Safeguarding, banking and payment scheme relationships
  • Launch readiness: the gap between "authorised" and "open for business"
Practice 04

Turnaround & Remediation

Stalled application? Supervisory concerns? A relationship with your regulator that's gone cold, or hostile? This is where lived experience matters most. We've been in these rooms, and we know how confidence gets rebuilt.

  • Rescue of stalled or at-risk authorisation applications
  • Remediation programme design and execution
  • Skilled-person (s166) and independent review support
  • Regulator relationship repair and supervisory engagement strategy
  • Restrictions, VREQs and enforcement-adjacent situations
  • Post-acquisition regulatory clean-up and change-in-control approvals
Practice 05

Technology

Regulators authorise businesses, but they scrutinise systems. We design, select and deliver the technology behind the licence, and because we've run stacks inside regulated firms, everything we build stands up to a supervisory visit, not just a demo.

  • Technology strategy and architecture for regulated businesses
  • Core platform, banking-as-a-service and vendor selection and negotiation
  • Responsible AI implementation: governance, model risk and explainability regulators accept
  • Operational resilience and DORA readiness: ICT risk, third-party management, incident response
  • Cybersecurity posture, testing and remediation
  • Technology due diligence for investors and acquirers of regulated firms

Not sure which practice you need?

Most engagements start with a short diagnostic. Thirty minutes, no charge, and you leave with a clear view of your options either way.

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